Ford Credit First-Time Buyer Program

Who’s Eligible?

You may qualify if you:

• Are a first-time car buyer with limited or no auto-financing history
• Meet Ford Credit’s standard income and credit guidelines
• Are purchasing or leasing an eligible Ford or Lincoln vehicle during the program window

Our finance team at Platinum Ford will walk you through everything — it’s simpler than you might think.

Why Buy Your First Vehicle at Platinum Ford?

Buying your first car is a big deal — and at Platinum Ford, we make sure it feels exciting, supportive, and stress-free. Here’s what sets us apart for first-time buyers across Terrell, Forney, Kaufman, and the greater Dallas area.

• A Team That Specializes in First-Time Buyers

  Our finance and sales teams work with first-time buyers every day. We take the time to explain everything clearly — from credit basics to monthly payment options — so you always feel informed and confident.



• Straightforward, No-Pressure Guidance

  You’ll never feel rushed or talked into something you don’t want. We focus on helping you find the right vehicle for your lifestyle and budget, not the most expensive one on the lot.



• Transparent Pricing You Can Trust

  We believe your first buying experience should be honest and simple. That means clear pricing, upfront numbers, and no confusing jargon.



• A Huge Selection of Eligible Models

  Whether you’re looking for something sporty, efficient, or adventure-ready, we carry all the Ford models that qualify for the First-Time Buyer Program — including Bronco Sport, Escape, Maverick, Mustang Mach-E, and Ranger. You can explore multiple options in one visit.



• Local, Friendly Service

  Platinum Ford is part of the Terrell community. We treat our customers like neighbors because that’s exactly who they are. You’ll feel the difference the moment you walk in.



• Support Beyond the Sale

  Your first vehicle is just the beginning. Our service department, parts team, and customer support staff are here to help you take care of your vehicle for years to come.



• A Comfortable, Stress-Free Environment

  From the showroom to the test-drive route, everything at Platinum Ford is designed to make your first buying experience enjoyable. Ask questions, take your time, and explore — we’re here to help, not pressure.

Ford First-Time Buyer Program Frequently Asked Questions

• What is the Ford First-Time Buyer Program?

  The program is a joint initiative between Ford Credit and Ford Motor Company designed to help customers finance their very first vehicle with enhanced support and competitive rates.

• When is the First-Time Buyer Program available?

  The pilot runs from November 20, 2025 through March 31, 2026, giving new buyers a limited-time opportunity to take advantage of special financing.

• Who qualifies for the program?

  You may qualify if you are purchasing or leasing your first vehicle, have limited or no auto-loan history, and meet Ford Credit’s standard income and credit guidelines.

• What financing benefits are offered?

  Eligible customers receive a maximum Tier 2 rate enhancement, making monthly payments more manageable and helping first-time buyers access new Ford, Ford Blue Advantage, and Lincoln Certified Pre-Owned vehicles.

• Which Ford models are eligible for the Ford First-Time Buyer Program?

  Popular models such as the Bronco Sport, Escape, Maverick, Mustang Mach-E, and Ranger are available under the program, along with certified pre-owned options.

• Can I use the program for certified pre-owned vehicles?

  Yes. Both Ford Blue Advantage and Lincoln Certified Pre-Owned vehicles qualify, giving buyers flexibility to choose new or certified options.

• How does the application process work?

  Applications are processed through RouteOne and Platinum Ford’s finance team will guide you step by step, ensuring a smooth experience even if you’re new to auto financing.

• Are there additional rebates or incentives?

  The program is designed to attract new-to-Ford customers with competitive financing and rebates, helping first-time buyers save more while joining the Ford family.

• What resources are available to help me understand the program?

  Platinum Ford provides detailed program guidelines, eligibility information, and FAQs. You can also contact Ford Credit Sales Support or Platinum Ford’s finance team for personalized assistance.