Commercial Business End-of-Year Tax Deductions

As the fiscal year winds down, savvy business owners in North Texas are turning to Platinum Ford in Terrell for smart strategies to maximize year-end tax savings. Our team is here to help you explore how investing in commercial vehicles can unlock valuable deductions and strengthen your financial position heading into 2026.

Section 179 Deduction: A Powerful Tool for Immediate Tax Benefits

The Section 179 deduction continues to be a valuable option for businesses looking to invest in new vehicles. Here’s what you need to know for 2025:

• This deduction allows you to write off the full purchase price of qualifying equipment and/or software bought or financed during the tax year.
• For 2025, the deduction limit has increased to $2,500,000. (For context, the 2024 limit was $1,220,000.)
• Spend up to $4,000,000 on eligible vehicles and equipment to qualify.
• Both new and used vehicles can qualify for this deduction.
• To be eligible, vehicles must be used for business purposes more than 50% of the time.

Bonus Depreciation: Enhancing Your Tax Strategy

Complementing Section 179, bonus depreciation offers additional tax benefits:

• For 2025, bonus depreciation is set at 100% for qualified property.
• This applies to both new and used equipment, including vehicles used for business.
• Bonus depreciation can be applied to the cost of business assets with no spending cap, offering flexibility in your tax planning.

Identifying Qualifying Vehicles for Optimal Tax Benefits

Understanding which vehicles qualify for these tax advantages is crucial:

• Heavy SUVs, pickup trucks, and vans with a gross vehicle weight rating (GVWR) above 6,000 lbs. typically qualify for the full Section 179 deduction.
• Passenger vehicles under 6,000 lbs. GVWR follow standard depreciation rules.
• Electric vehicles may be eligible for additional tax credits, aligning financial benefits with environmental consciousness.

Ford Vehicles Eligible for Section 179

To qualify, vehicles must be used for business purposes more than 50% of the time and meet IRS criteria. Most trucks, vans, and large SUVs with a GVWR over 6,000 lbs are eligible for full or partial deductions.

• Fully Deductible (GVWR over 6,000 lbs and not subject to SUV cap)

These vehicles typically qualify for 100% Section 179 deduction in the year they’re placed in service:

• Ford F-250, F-350, F-450 Super Duty
• Ford Transit Cargo Van
• Ford Transit Cutaway & Chassis Cab
• Ford E-Series Vans
• Ford F-150 with extended bed (over 6 feet) — if configured for commercial use


• Partially Deductible (SUVs over 6,000 lbs GVWR)

These are capped at $31,300 for Section 179 in 2025, with the remainder eligible for bonus depreciation:

• Ford Expedition
• Ford Explorer
• Ford Edge (some trims)
• Ford Bronco (full-size)

Strategies to Optimize Your Tax Position

To make the most of these tax benefits, consider these strategies:

1. Strategic timing: Acquire and put the vehicle into service before December 31, 2025, to claim deductions for the current tax year.
2. Assess business usage: Ensure your vehicle will primarily serve business purposes to maximize potential deductions.
3. Vehicle selection: Consider vehicles over 6,000 lbs. GVWR for potentially larger deductions.
4. Explore financing: Remember that financed vehicles can still qualify for tax deductions, allowing for cash flow management alongside tax benefits.
5. Maintain detailed records: Keep comprehensive documentation of all business use to support your tax claims.

Why Platinum Ford is Your Ideal Partner for Business Vehicles

At Platinum Ford, we’re dedicated to serving the diverse needs of businesses across North Texas:

• Extensive inventory of tax-deduction-eligible vehicles
• Expert guidance on selecting the right vehicle for your business needs and tax situation
• Competitive financing options tailored to your business’s cash flow requirements
• Specialized commercial vehicle team to support you throughout the process
• Ongoing service and support to keep your business moving forward

Seize the Opportunity for Tax Advantages

As the year progresses, it’s crucial to consider how a strategic vehicle purchase can benefit your business:

• Potentially reduce your tax liability for the current year
• Invest in essential equipment that drives your business forward
• Enhance your company’s efficiency and productivity
• Maintain a competitive edge with modern, reliable vehicles

We encourage you to explore these opportunities at Platinum Ford. Our team is ready to help you navigate the selection process and understand how these purchases can align with your tax strategy.

Regional Insights for Your Business Vehicle Needs

We understand the unique needs of businesses across our service area:

• Terrell businesses appreciate our selection of versatile vehicles suitable for urban deliveries and client meetings.
• In Forney, our rugged trucks are perfect for construction and agricultural businesses navigating varied terrains.
• Entrepreneurs find our fuel-efficient options ideal for service-based businesses covering long distances.
• Rockwall companies value our selection of comfortable yet professional vehicles for sales teams and executives.
• Businesses benefit from our range of vehicles that can handle both city traffic and highway miles efficiently.

Expert Advice for Informed Decisions

While we at Platinum Ford excel in commercial vehicles, we always recommend consulting with a qualified tax professional to understand how these deductions apply to your specific business situation. They can offer personalized advice to ensure you’re maximizing available tax benefits while maintaining compliance with current IRS regulations.

By combining our automotive expertise with your tax professional’s guidance, you’ll be well-positioned to make a smart investment that benefits your business both on the road and in your financial statements.

Take the first step towards optimizing your business operations and tax strategy. Contact Platinum Ford today to schedule a consultation and test drive. Let’s work together to find the perfect vehicle solution that propels your business forward and maximizes your tax advantages for 2025 and beyond.